Send

Send money globally over high-speed settlement rails.

Disburse funds internationally via local clearing networks and stablecoin settlement. Reach recipient accounts, mobile wallets, and digital addresses in 50+ countries in minutes.

Not a bank deposit: Digital asset and stablecoin holdings are not deposits and are not protected by statutory deposit insurance schemes (such as FDIC, FSCS, or statutory deposit guarantees).

Transfer Limits

Outward Transfer Limits

Transparent transaction ceilings and tier thresholds based on account verification status.

Daily Transfer Ceiling

$50,000.00 USD
Per 24-hour cycle

Standard consumer tier for overseas transfers and contractor payments.

Single Transfer Maximum

$25,000.00 USD
Per single transaction

Maximum single transaction limit under standard compliance routing.

Business High-Volume

$500,000.00 USD
Per 24-hour cycle

Custom batch payment limits available for corporate payroll operations.

Worked Itemised Transfer Example

Transparent end-to-end pricing on a typical cross-border corridor.

You Send
$1,000.00 USD
Source: USD
Recipient Receives
€920.00 EUR
Target: EUR
Settles in under 30 seconds Quoted Rate Locked
Itemised Cost & Rate Breakdown
You send $1,000.00 USD
Fixed network routing fee -$1.50 USD
Amount converted $998.50 USD
Quoted mid-market rate 0.92138 EUR
Recipient receives €920.00 EUR
Delivery speed Within seconds (SEPA Instant rail)

XEBT guarantees the quoted rate at the time of authorization with zero intermediary deduction surprises.

How Send Works

How Sending Works

Three simple steps to execute transactions inside your XEBT account.

01

Specify Recipient & Amount

Enter recipient details (local clearing details, IBAN, or on-chain address) and specify the amount to disburse.

Saved beneficiaries for quick repeat payouts

02

Transparent Breakdown Preview

Review the transparent network routing fee, quoted conversion rate, and recipient arrival time before approving.

Zero hidden intermediary deductions

03

High-Speed Rail Execution

Payment is transmitted over optimized settlement rails and credited into the recipient's domestic account.

Track status in real time with confirmation receipts

Transparent Pricing

Outward Payout Rail Fee Schedule

Transparent fee breakdown with zero hidden charges or variable spreads.

All fees are fixed or transparently calculated before transfer initiation with zero hidden deductions.

Outward Payout Rail Fee Schedule — All fees are fixed or transparently calculated before transfer initiation with zero hidden deductions.
Rail / Transfer Method Cost / Pricing Settlement Speed Notes
SEPA Instant (Eurozone)
0.80 EUR fixed Under 10 seconds Pan-European rapid clearing.
UK Faster Payments
0.75 GBP fixed Under 15 seconds UK local settlement rail.
US ACH Local Payout
1.00 USD fixed Same day to 1 business day US domestic direct clearing.
Singapore FAST Payout
1.00 SGD fixed Under 30 seconds Singapore domestic network.
Stablecoin On-Chain Transfer (USDC)
Actual network gas (typically < $0.50) Under 15 seconds Base / Polygon / Arbitrum networks.
Global Payout Coverage

Where You Can Send Money With XEBT

Currently supported payout corridors, plus the rails coming next.

🇪🇺🇬🇧 European Union & UK
Live
SEPA & Faster Payments local clearing.
🇺🇸 United States
Live
Domestic ACH & Fedwire.
🇸🇬🇭🇰 Singapore & Hong Kong
Live
FAST & FPS local clearing.
🇮🇳 India
Live
IMPS & UPI via partner rails.
🇵🇭 Philippines
Live
InstaPay & PesoNet.
🌐 Global On-Chain
Live
Base, Ethereum, Polygon & Arbitrum.
🇲🇽 Mexico
Upcoming
SPEI network clearing.
🇳🇬 Nigeria
Upcoming
NIBSS direct settlement.
🇰🇪 Kenya
Upcoming
M-Pesa integration.
Get Started

Ready to send with XEBT?

Open your multi-currency account in minutes and get access to local clearing rails worldwide.

50+ countries. Fixed, transparent fees. Zero hidden intermediary deductions.