Receive

Collect payments locally in major currencies.

Get dedicated local routing details in EUR, USD, GBP, and SGD. Receive funds from clients, employers, and marketplaces with zero inward receiving deductions on domestic rails.

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Not a bank deposit: Digital asset and stablecoin holdings are not deposits and are not protected by statutory deposit insurance schemes (such as FDIC, FSCS, or statutory deposit guarantees).

Account Tiers

Receiving Limits and Thresholds

Transparent transaction ceilings and tier thresholds based on account verification status.

Individual Unverified

$1,000.00 USD
Lifetime ceiling

Initial allowance before completing standard identity verification.

Verified Standard

$50,000.00 USD
Per 24-hour cycle

Full domestic and cross-border inward transfer capability.

Enterprise Tier

$500,000.00 USD
Per 24-hour cycle

Custom limits available for registered business accounts upon documentation review.

How Receive Works

How Receiving Works

Three simple steps to execute transactions inside your XEBT account.

01

Share your local details

Provide your dedicated IBAN, ACH routing number, or Sort Code to clients, employers, or payment platforms.

Details available in 4 major currencies

02

Payer sends via local rail

The sender initiates a regular domestic wire or clearing transfer without international correspondent fees.

SEPA, Fedwire, ACH, Faster Payments

03

Funds credit your balance

Money settles directly into your multi-currency account, ready to hold, convert, or disburse.

Settlement within standard rail clearing times

Transparent Pricing

Inward Transfer Fee Schedule

Transparent fee breakdown with zero hidden charges or variable spreads.

All inward domestic transfers on supported rails are free of receiving deductions.

Rail / Transfer Method Cost / Pricing Settlement Speed Notes
EUR SEPA Credit Transfer
 Free (0.00 EUR) Same day to 1 business day Standard European clearing
USD ACH Inward
 Free (0.00 USD) 1-2 business days US domestic clearing
USD Fedwire Domestic
 Free (0.00 USD) Within hours US wire rail
GBP Faster Payments
 Free (0.00 GBP) Within seconds UK local settlement
SGD FAST Network
 Free (0.00 SGD) Within seconds Singapore domestic rail
Global Coverage

Supported Inward Clearing Networks

Active network rails and jurisdictions supported for this payment movement.

Currently Supported

✓ European Union (30+ EEA nations via SEPA)
✓ United States (ACH and Fedwire routing)
✓ United Kingdom (Faster Payments and BACS)
✓ Singapore (FAST and PayNow network)
✓ Australia (Direct Entry and NPP clearing)
✓ Canada (EFT and Interac inward rails)

Upcoming Rail Expansions

→ Japan (Zengin Network routing)
→ Brazil (Pix incoming clearing)
→ United Arab Emirates (UAEFTS routing)

Ready to receive with XEBT?

Open your multi-currency account in minutes and get access to local clearing rails worldwide.

Start an account